xRapid is the biggest hope for all XRP holders, who want to see the asset used as part of the technology. But, none of the large banks that use xCurrent have opted in to also operate on xRapid for cross-border transactions. Ripple, Inc. announced the launch of version 4.0 of its xCurrent product, which is already used by large-scale banking clients. The new version is notable for being connected to the xRapid system, which uses XRP for cross-border transactions. Ripple also aims to boost XRP’s prominence with a very active social media presence. The most prominent feature of XRP as an investment is the potential for adoption by banks, and a wider use as a means of payment.